FirstClose offers Home Owners Insurance from several leading sources. Through relationships with Southwest Business Corporation (SWBC), JT Miller and Company, and other providers, FirstClose offers insurance services that are second to none.
Customized coverage for your largest investment

For most people, their home is their single most valuable possession and their biggest investment. That’s why it’s important to insure it with a strong, stable company you can trust. Our partners have been insuring homes since 1978, and we can help you find the right coverage at the right price.

• Competitive pricing
  
• Comprehensive coverage
  
• Customized protection
  
• Endorsements available
  

Coverage A: Dwelling
This coverage protects the structure of your home for such perils as wind or fire. Quality coverage will not be limited to only a list of "named perils" but will be "open" perils with certain exclusions for losses better insured separately.

Coverage B: Other Structures
If you have detached structures such as a garage or tool shed, this coverage protects them.

Coverage C: Personal Property
This coverage protects your belongings. Furniture, appliances, clothing and similar property are covered up to a percentage of your Coverage A limit. This percentage is typically 50% of Coverage A, but is selected by you. Because some belongings are of special value and better insured specifically, your Homeowners Policy limits the amount you can collect for such items as jewelry, furs and fine art.

Coverage D: Loss of Use
Loss of Use pays for the extra cost of living if your home is not habitable due to an event covered by your policy.

Coverage E: Personal Liability
Personal Liability protects you from claims against you for injury to others or their property.